Dr. Caroline Knebel-Seitz is a post-doctoral researcher at ZEW – Leibniz Centre for European Economic Research in Mannheim, Germany, where she is part of the Research Unit “Pensions and Sustainable Financial Markets”. Her research interests lie in the field of household finance, with a focus on individual saving behavior, financial literacy, housing, and old-age provision. Her recent research examines financial decision-making in retirement, including how older households make decisions about their housing wealth and their preferences for home equity release products. Dr. Knebel-Seitz studied economics at the Universities of Tübingen and Munich (LMU). In 2026, she completed her doctoral studies in economics at the Graduate School for Economics, Finance, and Management (GSEFM) at Goethe University Frankfurt with a dissertation on “Financial Literacy and Household Finance”.